Is capital gains tax a separate tax in Australia?

No. Capital gains tax is part of your income tax. Your net capital gain is added to your taxable income and taxed at your individual income tax rate.

When can I use the 50% CGT discount?

Australian resident individuals can generally reduce an eligible capital gain by 50% when they have owned the asset for at least 12 months. Some assets and residency situations are not eligible.

Can capital losses reduce my capital gain?

Yes. Capital losses are applied against capital gains before any CGT discount. Unused capital losses can generally be carried forward for future capital gains.

Does this calculator cover investment property CGT?

This tool is designed for general investment assets such as shares, ETFs and crypto. It does not calculate main residence exemptions, partial property exemptions, foreign-resident rules or small business concessions.

📈Need salary tax estimates too? Try our Pay Calculator

Capital Gains Tax Calculator Australia

Estimate CGT on shares, ETFs, crypto and other investment assets using capital losses, the 50% discount and your taxable income.

Australian CGT Estimate for Investment Assets

Use this capital gains tax calculator to estimate the taxable gain from selling shares, ETFs, crypto and other investment assets. Enter your purchase price, sale price, transaction costs, capital losses and other taxable income to estimate the extra tax that may be payable.

The calculator applies carried-forward capital losses before the 50% CGT discount, then adds the net capital gain to your other taxable income. It is designed for general investment assets and does not calculate main residence exemptions or other property-specific CGT rules.

Capital Gain Inputs

Estimate CGT for shares, ETFs, crypto and other general investment assets.

Purchase Price

Sale Price

Purchase Costs

Sale Costs

Purchase Date

Sale Date

Carried-forward Capital Losses

Other Taxable Income

Financial Year

Apply 50% CGT Discount

The dates show a holding period of at least 12 months.

Capital Gains Tax Estimate

Uses your taxable capital gain to estimate the change in annual Australian resident tax.

Estimate only

This tool is for general investment assets. It does not handle main residence exemptions, foreign-resident discount adjustments, small business concessions, affordable housing discounts, employee share schemes, or asset-specific rollovers.

Gross Capital Gain

$9,000.00

Net Capital Gain

$4,500.00

Estimated Additional Tax

$1,440.00

After-tax Capital Gain

$7,560.00

Capital Proceeds$20,000.00

Cost Base$11,000.00

Applied Capital Losses$0.00

CGT Discount$4,500.00

Unused Capital Losses$0.00

Estimated Tax Before Capital Gain$16,388.00

Estimated Tax After Capital Gain$17,828.00

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How This Capital Gains Tax Estimate Works

Australian CGT starts with the difference between what you received for the asset and its cost base. In this tool, the cost base is estimated from the purchase price plus purchase and sale costs. If the result is a capital gain, carried-forward capital losses are applied before any CGT discount.

Capital losses reduce capital gains before the discount is applied.
The 50% discount is only applied when the date inputs show at least a 12-month holding period and the discount toggle is on.
The net capital gain is added to your other taxable income to estimate the increase in annual tax.
The result is an estimate for Australian resident individuals and should be checked against your own tax situation.

Need Income Tax Estimates Too?

If you want to estimate salary tax, Medicare levy, HELP/HECS repayments and superannuation, compare this result with the Australian Pay Calculator.